Money seems to be part of every waking thought I have. I may not say it, but I hate having a credit card balance that I can’t just magically pay off. I hate that our emergency fund is not at an amount that I am comfortable with. I hate that our 401K doesn’t have as much in it as it probably should.
But most of all, I hate that I think about these things every single day.
There is not a day that goes by, where these things don’t bother me. I brainstorm ways to bring in extra income. I look around my home and cast my eye around for things to sell.
Can I just say that I hate debt?
I think about our financial status all the time. I replay in my mind, how we got into this situation. I think about what if anything, we could have done differently. I mull over possibilities. I marvel at new ideas.
I obsess…
The credit card balance bothers me the most. This debt, the one with the ridiculous interest rate, just kills me. It really does. I look at my statement and mutter to myself and rant at the APR.
I obsess over finances, and I wish I didn’t. I wish I could say that I’ll stop. But, I know I won’t. If I don’t obsess and think about money, I’m afraid the situation might worsen. Even though we are not the same people that we were 4-5 years ago, it doesn’t matter.
I am afraid of sliding down that slippery slope.
So I will continue to ruminate among dollar signs, and wallow in facts and figures. Because it is unfortunately, where I feel most comfortable.
I know exactly how you feel. I feel like I’m always running though my cash flow and budget in my head. It’s annoying.
Isn’t it though? It’s like my brain is on an endless loop where money is concerned!
I go back and forth between being crazy optimistic about our financial situation and being madly depressed about it. It’s like I know that we won’t always be in debt and that if we just work hard for a few more months (okay 9-ish), we will be out of debt! But some days, I can’t see the forest from the trees and I get really down about it.
-M
Yeah, some days are really hard. It’s like I know there is an end goal in sight but the penny pinching and worrying about our future, really gets me down sometimes. It’s nice to know that I’m not the only one who thinks about this all the time.
Take a deep breath, man! I got to a point where I was thinking about finances A LOT (even thoughmy wife is in charge of them!) because I was blogging and reading a lot of pf blogs. I finally had to limit how many of them I was reading. THey got me thinking too much about money and I wasn’t enjoying things anymore. So that’s my advice, limit how much you let people talk at your ear (or read in yoru eye) about finance. You’re on the right path already!
I can totally relate on the reading of finance blogs!! That happened to me a few months ago where I got burnt out and bummed about our finances. I took a step back for a bit and that helped 🙂 Thanks for the advice!!
On a daily basis I go back and forth on obsessing over debt or savings. Which one do I put more money too? Logic says credit cards, since the interest is greater, but I also know I’m not a guaranteed funding a year from now.
I totally understand! I know we need to build up our savings but that credit card debt just depresses me and I want to make it go away.
I have this same problem – everything I read and write is about money! I guess it’s one of the tragedies of writing a personal finance blog! Every now and again, I tell myself that it is more important to play with the kids NOW rather than plan for a future when they’re all grown up and moved out. That usually puts things back into perspective.
I do the same thing!! When all you do is think about money, it’s nice to take a break once in awhile. Kids definitely help with that 🙂
[…] at The Random Path, Mackenzie made a blog post about obsessing over money too much. I feel the exact same way, and sometimes (ok all the time), I […]