I cannot believe that I am writing this post right now. How is it December already? Are we really about to say Happy New Year in less than a month???
I guess so
Well, I had high hopes for my goals this year, I really did. I was on my way until about June or so, and then everything went haywire. But I have to say that regardless of what has gone on, I actually did okay My plan had been to check in on my goals every 3 months, but alas…
Let’s see how I did with my goals for 2013:
- Find an exercise regimen that works for me. Yes! and No! I rocked this goal from January to April and then we moved. From that point on, exercise has dropped from being a priority to…meh. I was really proud of myself those first couple of months, and it was good for my self-esteem. I am hoping that I can start anew with this goal after the holidays.
- Meditate more. Yes! I actually have gotten better with this, but there is definitely room for improvement.
- Go down one dress size. No. *snort* Uh, no this did not happen.
- Go to sleep earlier. Yes! Considering I used to go to bed somewhere between 11 and 11:30, 10:30 is a vast improvement in my book. Some nights I even make it to bed at 10:00!
- Need “date night” to occur much more often than it currently does…which is basically zilch. Nope. Ugh, why can’t we make this happen????
- Budget, budget, budget. Fair. Two steps forward, one step back. This summer was expensive (thanks electric bill!), but this fall we have done soooo much better! Hubby and I deserve 2 pats on the back
- Transfer my high interest credit card to a low-interest or 0% credit card. Epic Fail. I called my credit card company back in February, and asked them if they could lower the interest. The answer was no, no, and if you didn’t hear us the first time, no. I was supposed to be on the hunt for a better card/rate, but this goal just did not materialize. Commence kicking myself now.
- Start a savings account for my daughter. Started. Now I just need to convert it to a 529 plan.
- Continue to build up our emergency fund. Progress? Our EF went up and down more times than a freakin’ roller coaster, I’m telling you. They tell you to prepare for the unexpected, and let me tell you, the unexpected came knockin’ on our door many a time. We are going to be more diligent with funding this EF next year, come hell or high water!
- Charitable giving. In progress. I’ve given on and off this year, but I’ve got some major donations going out the door this month! I would like to keep this as a goal for next year as well, and really ramp this up.
I think I did pretty well considering things didn’t go quite according to plan.
It’s all good though, cause you know what? I’m going to ROCK 2014!
How did you guys do with your 2013 goals?
Posted in finances, budgets, etc..., health and wellness, life | Tagged goals | 20 Comments »
November 30th is here folks! How’d you do with the Zero Waste Challenge? I did pretty good, if I do say so myself
So for a reminder, here is the amazeballs book that started the whole thing:
“Minimalize that kitchen” was my mantra, and I stuck to it.
Cookbooks I’ve never, ever used? Gone!
Chipped plastic containers, cracked plastic containers, old sippy cups, just bad plastic in general, gone!
Shot glasses we never used? Gone! Recipes torn out from magazines that I will never make? Gone!
Remember this hot mess of a drawer?
Check it out yo! Isn’t it beautiful?
Neat and orderly!
Seriously, I may have just stared at this organized perfection for longer than necessary, because I was that enthralled
Every single cabinet was completely emptied and ruthlessly mulled through to make sure nothing went back that wasn’t going to be for sure used.
I actually have shelves that have nothing on them!!!
I have cabinets now that are functional, drawers where I can easily find things, and no broken can openers!
November’s challenge was to minimalize that kitchen and I accomplished my goal!
How did you guys do?
Posted in health and wellness, life, organization, random | Tagged declutter, frugal, goals, zero waste challenge | 14 Comments »
Time flies. The older you get, the more it seems like time moves at a warp speed. There are still things that I want to do.
New hobbies to take up. New things to task my brain with.
And I want to learn.
I wish I knew how… to sew. Seriously, I can’t even loop a stitch. (Is that even the correct terminology?) I wish I could do it and hem these pants that are waaaaay too long, for starters.
These pants need some serious hemming.
I wish I knew how… to knit. Yes, along the same lines as the sewing thing above, but I know enough to know that knitting a scarf and patching a hole in my jeans are two different things
I wish I knew how… to speak another language. I took Spanish in high school and a semester in college, but that was a million years ago, and knowing random words and phrases, just isn’t enough. And if I could learn French too, that would be awesome!
I wish I knew how… to invest. This is definitely a personal finance thing. I really do want to learn about investing, but my brain just shuts down the minute someone starts explaining it. Everything sounds like “blah, blah, money, blah, blah, investing, blah, blah, blah…” I know I’m not the only one, right? I know I just need to focus and really try to listen. Try being the operative word.
I wish I knew how… to be more technologically savvy. Technology is not my strongest interest. I think I belong in another century with typewriters and Miss Moneypenny. I know I need to learn more…sigh…but, can’t I just write a letter?
What do you wish you knew how to do?
Posted in finances, budgets, etc..., life, random | Tagged goals, sharing | 16 Comments »
Money and friendship…does it work? Can they co-exist? Maybe. Depends on the person, I would say. If your friend needs $10 to get their kid some diapers and you have said $10, hey go ahead and help a friend out.
But what about larger amounts? What if a friend promised to pay back what they owed you and you’ve heard nothing back but ensuing silence?
I can relate to the “someone owes me money and hasn’t paid” scenario. We have a friend who still owes us $300 from 3 years ago and still hasn’t paid us back. They kept saying “Oh we’ll pay you back” or “I’m getting paid next week, I’ll get you the money then”. And so on. And so on.
Then the “promise-I’ll-pay-you-back” phone calls just stopped altogether. No communication. No contact. Nada, zip, zilch.
Again, it’s been over 3 years and we never received the money that they owed us. It sucks that the friendship with this person is now non-existent because they didn’t want to deal with the ramifications of this money situation. This person was a good friend of my husband’s for several years and they shared some good memories and some good times together.
A lost friendship over $300. Not worth it.
And for the record, no one was demanding payment or any such nonsense. We let him know that whenever he could get it to us, would be fine. My husband tried to resurrect the friendship, but to no avail. His friend would rather put aside the friendship and years of memories, for…what, exactly?
So, do friendship and money mix? I’m not sure. To each their own, I guess…
What do you guys think? Can friendship and money co-exist?
Posted in finances, budgets, etc..., random | Tagged life lessons, sharing | 14 Comments »
Oh my gosh, groceries are so expensive, where is our money going, I thought we budgeted enough, maybe we should eat rice and beans every night, or maybe just tuna fish sandwiches, jeez our money is going down the drain…
We are doing the best we can. Keep using coupons. Continue to find cheaper alternatives. Keep at it.
Did you see in the news that the retirement age keeps getting pushed out further and further, are we going to have enough money, oh my gosh we are not going to have enough money, we’re going to have to work multiple jobs till we are 80, there’s not enough in the 401K, oh no what are we going to do…
We are lucky we have a 401K. Keep funding it. Look into other investments. You are only in your 30′s. There is still plenty of time to save money for retirement.
We have to start saving for our daughter’s college fund, oh my gosh it’s going to be so freakin’ expensive by the time she goes, what are we going to do, she’ll have to take out student loans and be in debt for the rest of her life, where are we going to find the money to pay for her university…
It’s okay. Start a 529 plan. It’s going to be fine. She’s only 3 years old. There is still time.
There is still time.
I have to remind myself of this, when my anxiety over money and not having enough of it kicks in. I have to remember that it is going to be okay.
It is all going to be okay.
Posted in catharsis, finances, budgets, etc..., life | Tagged sharing | 12 Comments »
Can you believe we are already heading into another weekend in November?? Where is this month going? Anybody else soooo not ready yet for Thanksgiving? Our menu is sorta planned, but we are still tweaking it.
Some of my 49ers stuff!
This: So, my husband and I have been selling some stuff on Craigslist and Ebay. I thought we had sold quite a bit of items before we moved this past spring, but sometimes it takes staring at the stuff you currently have long enough, to realize that it’s gotta go. The biggest item we have sold so far, is my daughter’s crib.*sniff sniff* It was time. Moms, you get this one
That: Still working on my Zero Waste Challenge for the month. Among the items we are tossing, are like a bunch of shot glasses. Who are we anyways? 21 year olds?? Um, no. I don’t need a shot glass from the Paris Hotel in Vegas. Again, why do we have this? It’s gone, gone, gone
The Other: Sports! Seriously, fall is the best time ever for sports. Between hockey (Go Ducks!) and football (Go 49ers!), this gal is in some sports heaven!
So, what’s going on with you guys?
Posted in life, organization, random | Tagged declutter, frugal, sharing, zero waste challenge | 8 Comments »
Do you know what this is? Looks like a harmless manila folder. You’ve seen hundreds of ‘em before, right?
But this folder, this one right here, is scary because it’s filled with…
*cue Jaws music*
RECIPES I TORE OUT OF MAGAZINES THAT I WILL NEVER, EVER MAKE!!!
Oh, the horror…
This stupid folder sat on my kitchen counter, mocking me. “Hey, you said you were going to make me a year ago? What’s the deal, lady?” “Whaddya mean you don’t have crushed cashews, sprigs of rosemary, and capers stocked in your pantry?”
And every time I saw the folder, I would feel guilty. Guilty about having the recipe in the first place, and then feeling guilty that all this time went by, and I still hadn’t made the freakin’ dish.
I’m over it.
Part of my Zero Waste Kitchen Challenge, is to completely overhaul my kitchen and only keep what I will use. And all of the recipes calling for 35 different fancy ingredients, or the recipes whose prep time starts at 2 hours… I’m done.
I will never make these recipes.
It feels oddly gratifying to give them up. I’m okay with not being the next Giada or anyone with the word “chef” in front of their name.
So au’ revoir folder stuffed with guilt-inducing recipes.
It’s like we never met.
Posted in health and wellness, life, organization, random | Tagged declutter, frugal, goals, zero waste challenge | 11 Comments »